Used Jaguar XF for sale: everything you need to know
The Jaguar XF isn’t long for this world, with the brand phasing out its older saloon cars as it prepares for an electrified future. That’s a shame, because despite being around since 2015, the XF remains a fine car, and one that has improved quite a bit over time, while offering excellent value compared to its predominantly German rivals.
It’s flown a little under the radar, and there’s not quite the breadth of choice you get with a 5 Series or E-Class, but the XF’s ride and handling balance is perfectly judged for UK roads and in the right specification, they’re a pleasure to drive. Read on to find out more about the best models to buy.
Should you buy a Jaguar XF?
Whether you’re an existing fan of the brand or simply want something a little different from the mainstream premium saloons, the Jaguar XF could be worth a look. While it doesn’t have the enormous model range offered by some rivals, it remains an impressive car, and what already seemed great value when new is even more appealing as depreciation kicks in.
The XF is handsome for a start, just like its smaller counterpart the XE. It’s at its best on larger alloy wheels, and unlike some other cars, opting for the fashionably larger options don’t harm the ride quality as much as you’d expect - all the better since the XF already rides so well, dealing with poor surfaces with more grace than some similarly-sized saloons and SUVs.
XFs handle well too, with a fluid feel that makes them a pleasure to drive whether you’re navigating a country road, cruising down the motorway or cutting through town. Earlier XFs offered a mix of four- and six-cylinder engines, and while it was a shame to lose the expensive-feeling (and sounding) sixes at the car’s mid-life refresh in 2021, the XF did improve in other ways at that facelift, particularly in its interior quality and its infotainment - so these later models are well worth a look.
The Jag’s closest competitors include the Audi A6, BMW 5 Series, and Mercedes-Benz E-Class - a tough trio if ever there was one. All three have a higher-tech feel than the Jaguar and a much wider model range, and still offer six-cylinder engines for extra prestige. You could argue the Jaguar looks smarter and is more rewarding to drive than any of them however. As a left-field alternative, the Lexus GS and newer Lexus ES could be an option, thanks to their reputation for quality and long-term reliability.
What’s the best used Jaguar XF model to buy?
We think it’s best to keep things simple with the XF, and do what buyers have done for years with big, prestigious saloons: a smooth automatic gearbox and a punchy diesel engine. Among earlier cars that means the 2.0d with 180PS, and from 2021-on the XF D200. Both get from 0-62mph in the seven-second range and have enough in reserve to feel relaxed at motorway speeds, yet return economy in the 50s.
If you want your XF to feel as expensive as it looks though, it might be worth looking at one of the V6 models offered earlier in the model’s life - the 300PS V6 diesel is swift and frugal, while the supercharged V6 petrol makes some fantastic noises. The lower-end Prestige and R-Dynamic S trims are well equipped and should suit most buyers, but there’s definitely a more luxurious feel to Portfolio or R-Dynamic HSE models.
Used Jaguar XF fuel economy and performance
- Jaguar XF 2.0d 163: The entry-level diesel at launch was a 163PS 2-litre four-cylinder turbocharged unit, available with either a manual or automatic gearbox. Jaguar claimed 0-62mph in 8.4 seconds, and 50.4mpg economy.
- Jaguar XF 2.0d 180 diesel: The diesel was also available in more powerful 180PS form, which trimmed the 0-62mph time to 7.8 seconds while economy was 50.9mpg combined.
- Jaguar XF 3.0d 300: More powerful still was the 3-litre V6 turbodiesel, producing 300PS and getting from 0-62mph in 6.2 seconds. Economy was still competitive at 43.2mpg.
- Jaguar XF 3.0 Supercharged 380: Offered at launch but later dropped was a supercharged 3-litre petrol V6, making a handy 380PS - getting the XF from 0-62mph in 5.3 seconds. Combined economy was 34mpg, albeit on the less realistic NEDC test procedure.
- Jaguar XF D200: These rebadged models took over from those above in 2021, in this case a 2-litre four-cylinder diesel making 204PS and getting from 0-62mph in 7.6 seconds. Mild hybrid technology helps it to 56.6mpg combined.
- Jaguar XF P250: The P250 makes 250PS from a 2-litre turbocharged petrol engine, getting it from 0-62mph in 6.9 seconds, and returning 33.5mpg.
- Jaguar XF P300: The 2-litre engine was also tuned to 300PS, and came with all-wheel drive only. 0-62mph comes up in 6.1 seconds, and economy drops to 31.1mpg.
What used Jaguar XF trim levels are available?
It’s fair to say that all Jaguar XFs are well-equipped, however far down the range you’re shopping, but post-2020 models are the best of the bunch, as Jaguar updated several features including the infotainment system. The XF was fantastic value when new and that value proposition carries across to used models too.
- The Jaguar XF Prestige served as the entry point to the XF range at launch, and came withleather heated seats, cruise control and satellite navigation.
- The Jaguar XF R Sport was one step up and got a sportier look, plus firmer sports suspension.
- The Jaguar XF Portfolio again sat above the Prestige but this time with a more luxurious feel to the R Sport’s more dynamic look. It got plush leather trim, larger wheels, and a Meridian sound system.
- The Jaguar XF S was the sportiest of the earlier trim lines, with a body kit and 19-inch wheels, plus the supercharged petrol V6 lurking up front.
- The Jaguar XF Chequered Flag was a 2019 special edition and included side vent badges, black alloy wheels and full-leather sports seats inside.
- The Jaguar XF R-Dynamic S is the more recent entry point to the XF range, but still comes with a comprehensive specification, including Jaguar’s updated Pivi Pro infotainment system.
- The Jaguar XF R-Dynamic SE piles on a few luxurious extras, including larger alloy wheels and a Meridian sound system.
- The Jaguar XF R-Dynamic Black isn’t dissimilar to the SE in terms of specification, but has a fashionable black styling package inside and out.
- The Jaguar XF R-Dynamic HSE is the luxurious range-topper, with a Windsor leather interior and multi-adjustable electric front seats.
- The Jaguar XF 300 Sport is a sports-themed alternative to the HSE, with similar equipment levels plus a black styling pack, and is fitted only with the P300 engine.
Used Jaguar XF dimensions and boot size
The Jaguar XF’s exterior dimensions are:
- Length: 4962mm
- Width: 1982mm
- Height: 1456mm
- Ground clearance: 135mm
The Jaguar XF’s boot size is:
- 448 litres
- 1474 litres with rear seats folded
Used Jaguar XF road tax
If you’re looking at an XF registered prior to April 2017, then some models will cost very little to tax indeed - the most frugal diesels as little as £20 a year, though the V6 petrol won’t be so cheap. Still, most post-April 2017 XFs will cost even more, thanks to the surcharge applied to cars that cost more than £40,000 to buy brand new. That means a yearly bill of £600 for the 2024/2025 tax year, applicable until the car’s seventh year on the road. The few that sneak below that £40k barrier will be subject to a lower £190 fee.
How much is it to insure a Jaguar XF?
Jaguar XF insurance may be a little more than some rivals, at least at the lower end of the range, with a basic XF D200 starting in group 35, and the P300 rising to group 38. For comparison, the outgoing BMW 5 Series starts in group 28 - though with some high-performance models in the range that Jaguar had no equivalent for, cars like the 5 Series and Mercedes E-Class do get more expensive to insure further up the range.
